Typically, an insurance company representative will call or visit you shortly after your accident and offer you money to fix your vehicle and pay for your medical bills. No matter how friendly and helpful they seem, no matter what they offer you, insurance reps have primarily one goal - to save their company money by paying you less than a good lawyer would make them pay.

Never, but never, sign anything until you have consulted with us and decided to retain a lawyer, whether through us or otherwise. People may claim you need to sign papers to protect your assets, your vehicle, your records, and valuables - or to avoid other dire consequences. Don’t take their advice. That means sign NOTHING without your lawyer’s approval. And you don’t have to sign papers of any kind. No matter what anyone says, you have the right to consult your trusted lawyer before you sign anything.

Carefully guard your words about the accident. Insurance reps, investigators, and police officials may appear at your door or bedside and ask you questions, or insist that you sign papers or statements. Steadfastly refuse their requests. Avoid them at all costs. Even if they insist you must talk to them, you do not have to. You have a right to consult with your trusted lawyer-adviser before you talk to anyone about how your injury happened.